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The Washington State Transit Insurance Pool consists of 26 Washington public transit agencies that combine their resources in order to provide and purchase insurance coverage, manage claims and litigation, and receive risk management and training. Public entity insurance pools, such as WSTIP, are allowed under RCW 48.62 and utilize an Interlocal Agreement and Bylaws to link members together. WSTIP is not an insurance company. WSTIP is a public entity, regulated by the Washington State Risk Manager's Office (part of the Office of Financial Management/Enterprise Services) and is audited by the Washington State Auditor's Office. A Board of Directors consisting of at least one representative from each member governs WSTIP. WSTIP is recognized as a leader in public entity pooling by the Association of Governmental Risk Pools.

a brief history

On January 1, 1989, eight public transit agencies united to form a self-funded, liability-only public insurance pool.  The initial eight members were:

  • Ben Franklin Transit
  • Clallam Transit
  • Community Transit
  • Grays Harbor Transit
  • Intercity Transit
  • Jefferson Transit
  • Kitsap Transit
  • Pacific Transit

The total contribution paid by those members was approximately $1.2 million with WSTIP providing $5 million of general/auto liability coverage with no deductibles. Pool management was shared among the member transit agencies. Over the next 25 years, the pool added staff to manage administration, claims, and member services. Today, WSTIP's membership has increased to 26 public transit agencies and provides a variety of risk management products and services to its members.

Strategic Plan